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Important Notes, Definitions, and Disclaimers

Federal Financial Aid

  • 没有正确完成在线申请,直接贷款资金不能存入学生账户 Loan Entrance Counseling and Direct Loan Master Promissory Note.
  • Funds for academic year loans are required to be disbursed in two equal payments.
  • 如果学生获得额外的奖学金或其他资源,列出的联邦援助金额可能会减少.
  • 攻读学位的学生在一个学期内只能从一个机构获得资助.
  • Your Award Offer indicates whether or not you are eligible for the Federal Work Study program. Being eligible does not guarantee you a position. In order to receive these funds you must obtain employment. The job application, search and interviewing process are part of your career education. Search Student Employment for open positions on campus.
  • All awards, except Federal Work Study, are applied to the student's account. 通过勤工俭学项目的工作岗位是不保证的,工作时间必须在工资支票产生之前完成. Payroll checks are produced on the 25th of each month and are made payable to the student.
  • You may seek employment on campus even if you do not qualify for Federal Work Study, but first priority for employment is given to those who do. Contact the Student Employment Office at 660.562.1140 or at pmclain@4499ku.com if you have specific questions. The Student Employment Office will also be available to answer questions at all SOAR dates. 打算在校园工作的学生将被要求完成就业验证和授权文书工作,这将需要提供某些文件.

Admission-Based Merit Scholarships

  • 以新生入学为基础的优秀奖学金不能相互堆叠(教务长奖学金), Dean's Scholar, Distinguished Scholar, Academic Excellence, Tower Scholar, University Scholar, and Northwest Merit). Maximum award is for four consecutive years.
  • 校长奖学金将取代基于录取的优秀奖学金(教务长奖学金), Dean's Scholar, Distinguished Scholar, Academic Excellence, Tower Scholar, University Scholar, Northwest Merit, or Northwest Scholar).
  • 基于转学录取的优秀奖学金不能相互叠加(转学杰出奖学金), Transfer Academic Scholarship and Transfer Merit). Maximum award is for three consecutive years.
  • Phi Theta Kappa奖学金将取代基于录取的优秀奖学金(Transfer Distinguished), Transfer Academic, or Transfer Merit).
  • Undergraduate scholarships are restricted for use during a student's first undergraduate program.
  • 基于录取的优秀奖学金不适用于在线专业课程的学生.  More information about cost for those programs can be found at http://online.4499ku.com/tuition/
  • 所有奖学金获得者必须全日制注册(每学期12西北学时)才能获得大学奖学金.
  • 学生必须在指定日期前被录取,奖学金才能颁发.
  • 以录取为基础的优秀奖学金的入学申请截止日期为5月1日,以保证奖学金的发放. For students who complete their admission application after May 1, scholarships will be awarded contingent upon available funding. 
  • 参加免除费用的海外留学项目的学生将不会在该学期获得熊猫优势.
  • 通过西北基金会资助的特定专业和私人奖学金金额可能会随着资金的可用性而波动.
  • 新生总统奖学金和和记棋牌娱乐A+奖学金只适用于秋季学期开始的学生.
  • Transferable credit hours do not include AP, CLEP, military or nongraded credit hours.
  • Renewal requirements must be met within the academic year sequence (fall, spring and/or summer) in order to maintain continuous award of the scholarship.
  • 和记棋牌娱乐的奖学金项目每年都会根据资金水平和大学的优先事项发生变化. While Northwest will attempt to honor renewal programs based on the student's year of admission, the University cannot always guarantee this.
  • Bearcat Advantage has a maximum award of 132 total Northwest credit hours earned.

Outside Resources

  • 所有财政援助(包括私人奖学金和外部资源)减少学生的总西北帐户余额前分期付款金额计算. Scholarships will not satisfy an installment payment.
  • Many outside resources such as private scholarships, vocational rehabilitation, etc. are sometimes not awarded until a later date. When we are notified of those awards, it will require a revision of your financial aid package.
  • You may need to provide proof of enrollment such as a copy of your billing statement, class schedule or most recent grades before your donor will release funds. Please allow ample time for the payment to reach Northwest before the semester begins. Arrangement for these funds is the responsibility of the student and scholarship donor. As a general practice, Northwest does not bill for the funds

Glossary of Terms and Definitions

  • Cost of Attendance (COA): 你在学年期间上学的总费用(不包括助学金和奖学金). COA includes tuition and fees; housing and food; and allowances for books, supplies, transportation, loan fees, and dependent care. It also includes miscellaneous and personal expenses, such as an allowance for the rental or purchase of a personal computer; costs related to a disability; and reasonable costs for eligible study-abroad programs. For students attending less than half-time, the COA includes tuition and fees; an allowance for books, supplies, and transportation; and dependent care expenses.
  • Direct Subsidized Loan: Loans that the U.S. Department of Education pays the interest on while you’re in school at least half-time, for the first six months after you leave school (referred to as a grace period*), and during a period of deferment (a postponement of loan payments).
  • Direct Unsubsidized Loan: Loans that the borrower is responsible for paying the interest on during all periods. 如果你选择不支付利息,而你在学校,在宽限期和延期或宽限期, your interest will accrue (accumulate) and be capitalized (that is, your interest will be added to the principal amount of your loan).
  • Expected Family Contribution:你的学校用来计算你有资格获得的联邦学生援助金额的数字. 它是基于你在联邦学生援助免费申请(FAFSA)中提供的财务信息。. This is not the amount of money your family will have to pay for college, nor is it the amount of federal student aid you will receive.
  • Federal Work-Study一项联邦学生援助计划,在学生入学期间提供兼职工作,以帮助支付其教育费用. The student must seek out and apply for work-study jobs at his or her school. 学生将直接获得他或她的工作时间的报酬,可能不会自动记入支付机构的学费或费用. The amount you earn cannot exceed the total amount awarded by the school for the award year. The availability of work-study jobs varies by school. Please note that Federal Work-Study earnings may be taxed in certain scenarios; however the income you earn will not be counted against you when calculating your Expected Family Contribution on the FASFA.
  • Grants and Scholarships: Student aid funds that do not have to be repaid. Grants are often need-based, while scholarships are usually merit-based. Occasionally you might have to pay back part or all of a grant if, for example, you withdraw from school before finishing a semester. If you use a grant or scholarship to cover your living expenses, the amount of your scholarship may be counted as taxable income on your tax return.
  • Loans: Borrowed money that must be repaid with interest. 联邦政府贷款的利率通常比私人贷款的利率低. Federal loans, listed from most advantageous to least advantageous, are called Direct Subsidized Loans, Direct Unsubsidized Loans, and Parent PLUS Loans. You can find more information about federal loans at StudentAid.gov.
  • Net Price:学生及其家庭在某一学年为学生就读某一特定学校所需支付的实际费用的估计. 净学费是由学校的出勤费用减去学生可能有资格获得的助学金和奖学金决定的.
  • Non-Federal Private Education Loan:私人教育贷款是由私人教育贷款机构向借款人(通过教育机构或直接向借款人)发放的专上教育费用贷款, rather than as a Title IV, HEA loan offered by the Department of Education.
  • Origination Fees: An upfront fee charged by a lender for processing a new loan application. It is compensation for putting the loan in place. Origination fees are quoted as a percentage of the total loan.
  • Parent Plus Loan:提供给受抚养本科生家长的贷款,无论贷款状况如何,借款人都要承担全部利息.
  • Teach Grant Program: Provides grants of up to $4,每年向正在完成或计划完成教学工作所需课程的学生提供10,000美元. If you do not meet the requirements of your service obligation, all TEACH Grants you received will be converted to Direct Unsubsidized Loans. You must repay these loans in full, with interest charged from the date of each TEACH Grant disbursement. Service obligation information can be found at http://studentaid.gov/understand-aid/types/grants/teach
  • Tuition Payment Plan学校提供的学费支付计划可以让学生分摊学费. 它包括90天或更短的信贷延期,其中教育机构是贷款人, or of one year or less where an interest rate will not be applied to the credit payment.
  • VA Education Benefits: Benefits that help Veterans, service members, and their qualified family members with needs like paying college tuition, finding the right school or training program, and getting career counseling. You can find more information here: http://www.va.gov/education/.

For more information visit http://studentaid.gov